Management Liability

ML +

Arch Insurance Australia ML + product has been created for Private and Public unlisted companies, Sole Traders and Not for profit organisations.

ML + is designed to be easily tailored to meet the needs of SME’s or the more complex medium to large firms. Built with flexibility in mind, single or multiple coverage sections can be purchased in a single, simple transaction. Our experienced Underwriters are always ready to provide cost effective, bespoke solutions tailored to the unique needs of our client’s business.


  • Directors and Officers Liability and Company Liability (Entity Cover) up to $10m
  • Employment Practices Liability up to $5m
  • Statutory Liability up to $5m
  • Crime Protection up to $5m including optional Sub limits for Social Engineering
  • Cyber limits up to $250,000 

What is Covered

The ML + product is six policies combined into one, with all Coverage Sections optional other than Coverage Section 1 – Directors & Officers Liability/Company Reimbursement

  • Coverage Section 1 – Directors and Officers Liability/Company Reimbursement with limits up to $10m including automatic extensions with negotiable sub limits for:
    • Automatic Reinstatement of the Limit of Indemnity for Non-Executive Directors,
    • Bail and Civil Bond Expenses,
    • Deprivation of Assets Proceedings,
    • Directors Tax liability,
    • Extradition expenses,
    • Outside Position Liability,
    • Retired Directors,
    • Spousal Liability
    • Pollution Defence costs
  • Coverage Section 2 – Company Liability (Entity Cover) with limits up to $10m including automatic extensions with negotiable sub limits for:
    • Breach of contract defence costs, and
    • Tax Audit Costs
  • Coverage Section 3 – Employment Practices Liability with limit up to $5m including cover for Third Party Sexual Harassment.
  • Coverage Section 4 – Statutory Liability with limits up to $5m including automatic coverage with negotiable sub limits for:
    • Workplace health and safety defence costs and Investigations Expenses, and
    • Pollution Defence Costs.
  • Coverage Section 5 – Crime Protection with limits up to $5m including optional coverage section for:
    • Social Engineering with limits up to $150,000
  • Coverage Section 6 – Cyber with limits up to $250,000


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